Our professional, experienced Loan Officers located within the communities we serve can help you find the right loan for you. We offer a variety of products to fit your specific needs. Contact us to schedule a loan consultation wherever its convenient for you—at home or office, in one of our locations, or via phone—so we can help you achieve your goals.
Conventional Fixed Loans
- 1 to 4 unit residential properties
- 10 - 30 year terms
- Primary residence, second home, investment
- 3% minimum down payment
Adjustable Rate Loans (ARM)
- 1 to 4 unit residential properties
- 5% minimum down payment
- Primary residence, second home, investment
- 3, 5, 7 and 10 year terms available
Jumbo Loans
- Loan amounts up to $2.5 million
- 1 to 4 unit residential properties
- 10% minimum down payment
- Fixed rate and ARM terms available
Business Funding & SBA Loans
- Backed by the Federal Government SBA
- Small Business Funding, based on Factoring
- Use the Funds to Grow Your Small Business
- See this website for details
Construction Loans
- 1 to 4 unit residential properties
- Primary residence and second homes
- Construction End Loans & Construction to Permanent Loans
- Call us for details More Info (click here)
Government Loans
- 1 to 4 unit residential properties
- 10 - 30 year fixed rate programs
- FHA programs with 3.5% min. down payment
- VA & USDA programs with no minimum down payment
Special Programs
- Medical Professional--Doctors, Dentists, Vets, Pharmacy More Info (click here)
- First Time Homebuyer More Info (click here)
- Self-Employed Borrower
- Reno/Rehab Loan More Info (click here)
- Police Officers, Teachers, Paramedics--$100 min. down